i-fraud, ID Theft Retainer

Your Estimated Costs

Our initial fee for this prepaid service starts at US $395 for the first 150 minutes of our professional time. This, of course, includes our initial consultation with you reviewing your 3in1 credit summary and affidavits, clerical overhead, postage and certified mail fees, and facsimile transmissions where appropriate as well as building your complete file for future prosecution. Thereafter, we will assign your file to one or more of our staff members familiar with the various "creditors" at a rate of under $100 per hour, which you must approve in advance, until you are completely satisfied with the results and your identity is once again returned to the status before this event. A major news network, MSNBC and NBC reported July 6, 2002 in their network story that one victim has over 500 hours invested thus far in his attempt to resolve his identity theft crisis of over $100,000.

Included with your secure fact sheet is a link to a 3:1 credit report. This will cost you less than $100 because you will be required to order the 3:1 report plus weekly updates and you will be required to use the weekly notification additional feature. Once you have completed this process, print that report twice. Once for you, once for us.

You will then be required by U.S. Mail to send us a copy of your 3:1 credit report together with an affidavit indicating the problem. We will provide you the appropriate form after you tell us the problem. Yes, you will then need to send us a personal check for the initial consultation of $395 with your affidavit and credit report. This accomplishes identity verification and signature verification. This must then be sent certified mail; return receipt requested which establishes your address verification. (If you think this is painful, think about how much time you'll waste if you had to do it all yourself.)

Thereafter, with your prior approval, we will allow you to process your payment through PayPal when we send you a proforma invoice and current statement electronically. When PayPal acknowledges to updated payment, we continue to the next benchmark you have agreed to. Simply for you, simple for us, totally secure with you totally in charge of your own unfortunate financial outlays.

US Postal Service Express Mail and Certified Mailing Expenses have gone up again June 30, 2002 to $15.40 per envelope. We anticipate that a substantial portion of your initial retainer goes toward the clerical portion of your victim response. Simultaneous with this is the support services including a myriad of copies and documentation to be coordinated, sent by fax with telephone call follow ups by account executives to your current creditors and unknown new ones. We anticipate in advance that Time is of the Essence for you.

Whether you personally spend 12 man hours from 8am to 8pm, requiring you to take off work most likely, doing it or I-fraud has 12 people working one hour each, or 24 people working :30 minutes each is still 12 man hours. Which one is faster when every moment counts? The i-fraud Emergency Response is staffed with the appropriate experts or would you rather go to a remote quickie medical outlet with one physician and a waiting room full of people (as your ID and Social Security card continues to be used)?

To understate the size of the market we cover: MasterCard® is an association comprised of more than 15,000 member financial institutions in 210 countries and territories with more than 24 million acceptance locations Visa® is the world's leading provider with more than one billion Visa-branded cards accepted at over 24 million physical locations in more than 130 countries. We will not even get into the size of the national and state banking, Oil Company, department store, community or the law enforcement regulatory arenas.

$395 is not the end of the line, but for many less complex profiles, we certainly deliver for less than the standards cost being recorded by others of $1000. After you initial payment, further payments, if any, will be controlled electronically via PayPal® link from our proprietary link directly to you. As you are the patient, you and only you can control your payments and your financial recovery.

Many consumers may not require our emergency response capabilities, but we suggest you consider us as a time saving, time sensitive alternative when time is of the essence and speed and accuracy are as important to you as a Doctor is to you in the hospital emergency room when you arrive by ambulance. It's what Doctors refer to as the "Golden Hour."

Where Does Our Initial Retainer of $395 Go?