Identity Theft   $ Merchant Fraud

 

How Your Identity is Stolen

The Federal Trade Commission (FTC) has listed the following ways that imposters can get your personal information and take over your identity:

They steal your wallet and purse containing your identification and credit and bankcards.

They steal your mail, including your bank and credit card statements, pre-approved credit offers, telephone calling cards, and tax information.

They complete a "change of address" form to divert your mail to another location.

They rummage through your trash, or the trash of businesses, for personal data in a practice known as "dumpster diving."

They fraudulently obtain your credit card report by posing as a landlord, employer, or someone else who may have a legitimate need for, and a legal right to the information.

They get your business or personnel records at work.

They find personal information in your home.

They use personal information you share on the Internet.

They buy your personal information from "inside" sources. For example, an identity thief may pay a store employee for information about you that appears on an application for goods, services, or credit.

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